本文运用中国出口信用保险公司省级营业机构的业务数据,探究使用出口信用保险是否能够提高出口竞争力,以及通过何种机制产生影响。研究表明：使用出口信用保险可以显著提高出口竞争力,且对发展水平较低地区的促进作用更大。通过检验该影响的非线性特征发现：出口信用保险对出口竞争力具有显著的门槛效应。通过构造链式多重中介效应模型发现：出口信用保险通过缓解融资约束、提高科技创新水平,发挥间接促进所在地区出口竞争力增长的链式中介效应。出口信用保险的链式多重中介效应影响机制存在地区差异,出口信用保险在经济发展水平较高地区通过促进科技创新水平提高出口竞争力,在经济发展水平较低地区通过缓解融资约束提高出口竞争力。出口信用保险通过科技创新促进出口竞争力的机制存在非线性门槛效应,随着研发投入的增长,出口信用保险对我国出口竞争力的促进作用会产生质的飞跃,表现出科技赋能保险现象。
Abstract
This paper uses provincial-level business data of China Export & Credit Insurance Corporation to explore whether export credit insurance has an impact on export competitiveness and through what mechanism. The research shows that export credit insurance significantly improves export competitiveness and has a more significant promotion effect in areas with relatively backward development levels. Meanwhile, this paper examines the nonlinear characteristics of the influence and finds that export credit insurance has a significant threshold effect on export competitiveness. In addition, this paper finds that export credit insurance indirectly promotes the growth of regional export competitiveness by easing financing constraints and improving scientific and technological innovation by constructing a chained multiple-mediated effect model. There is also a chain-mediated effect of export credit insurance car ease financing constraints, promote technological innovation ,impove export competitiveness. There are regional differences in the influence mechanism of the multiple mediated effects of export credit insurance. Export credit insurance is more prominent in areas with high economic development levels to enhance export competitiveness by promoting scientific and technological innovation. In regions with low economic development levels, the way to strengthen export competitiveness by easing financing constraints is more prominent. At the same time, there is a nonlinear threshold effect through the intermediary mechanism of scientific and technological innovation. With the growth of R&D investment, the promotion of export credit insurance to export competitiveness will have a qualitative leap, showing the phenomenon of technology-enabled insurance. This paper provides an important theoretical basis for giving full play to the function of export credit insurance, ensuring the stable development of international trade and promoting the construction of a trade power.
关键词
出口信用保险 /
出口竞争力 /
中介效应 /
门槛效应
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Key words
Export Credit Insurance /
Export Competitiveness /
Mediated Effect /
Threshold Effect
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中图分类号：
F842
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脚注
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基金
*本文获国家社会科学基金一般项目“混业经营下中国交叉性金融风险的识别、度量及预防研究”（20BJY240）资助
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